Small Business Access To Insurance Through Chamber/Mast Partnership
November 23, 2008
A triangular partnership between the CCHN, MAST and CCCC aims to expand insurance coverage among the individual and small group market. CCCC is the Chautauqua County Chamber of Commerce, MAST is the Manufacturers Association of the Southern Tier and CCHN is the Chautauqua County Health Network. A grant of almost a hundred thousand dollars has been awarded towards a “Small Business Access Insurance Initiative” by NYSHealth a private foundation that is headquartered in New York.
NYSHealth head James R Knickman says that the organization is thrilled to be able to support this initiative. Such coalitions are the need of the hour and effective and efficient. Small business health insurance needs can be effectively addressed by this coalition.
Read more
Insurance Overhaul May Be On The Way
November 22, 2008
According to representatives of the healthcare system, an overhaul of the system is welcome as they have conveyed to Congress. Based on their statement, all citizens would be eligible for healthcare irrespective of health status. However all Americans must take health insurance as per the view of these health care reps.
This second requirement has been put forward by health care reps because only if health insurance is provided to all can the risk be divided among healthy and sick people. Two trade organizations the Blue Cross and Blue Shield Association and America’s Health Insurance Plans have called for coverage of those who already have health problems along with mandatory coverage for all Americans.
Read more
Insurance and Genders
November 15, 2008
Women are charged more for insurance than men. About 40 percent more according to The Today Show. The show touted the idea of equal rates for men and women. The issue is this, women have higher medical bills. As a result women are required to pay more for insurance. If the question of insurance were not based on the likely average cost of payout to the consumer group then insurance could be uniform among all groups of people. So you would have diabetics, heart patients and cancer patients all being charged a flat rate, the same as otherwise healthy people.
What would this result in? Higher rates for the people with low medical bills. As a result it becomes no longer viable for them to purchase insurance. As a result they forego insurance. As a result the cost gets passed on to those who are more likely to have higher medical bills. Viola it is back to square one. They pay higher rates once again and healthy people are forced to go without insurance.
Conservative Worldview may be undermined by Health Care agenda
November 9, 2008
A number of people, liberal in political stance were questioned about what was the single most important thing that could give them an iron grip over government like the one they had from 1932 to Reagan. This was answered by Sara Robinson, Campaign for America’s Future.
According to her universal health care that relied on a single payer system was the answer. The reason for this is not only that health care is important for the well being of people. The reason was also political and psychological. The conservative worldview would be rapidly and permanently undermined by this step more than anything else.
Read more
Health Care Myths
November 1, 2008
A Single Payer System is best. This is a big health care myth. Socialized medicine is perhaps not the best system to have. In Canada, there is a huge number of citizens languishing on waiting lists for surgeries as well a other necessary treatments. There is a shortage of doctors and this is really terrible. In America, women with breast cancer have a survival rate of 83.9 percent and the survival rate for British women is 69.7 percent
The whole world falls back from the US on cancer treatment. Another myth is that the exploding cost of American health care is harming businesses and families. Although a lot is spent by Americans on health care, there is a lot of value in that money.
Read more
Health Insurance: Voters Demand Answers
October 12, 2008
Nowadays people have to work even during retirement just to take care of health insurance and health care costs. People have to buy private coverage till Medicare accepts them. Seniors often have insurance bills of about $1000 per month. This includes dental insurance and long term care insurance. Without working two part time jobs, perhaps you would not be able to afford insurance.
According to many Americans, health care will be a top priority when casting their ballot. Although socialized medicine is not what they want a system that allows all Americans health care is desired.
Read more
US Health Insurance Data
October 12, 2008
According to a recent report released by the US Census Bureau only one person in every six people in the US who was below the age of 65 lived without health insurance in 2005. Data was collated across all states and took into account all ages, incomes and was for both men and women. The report data was collated by SAHIE (Small Area Health Insurance Estimates). This organization is the only source for such data.
With the help of this data, analysts as well as policy makers can frame health insurance policy in a manner that will impart health insurance to the maximum number of people. About one fourth of New Mexicans and people from Florida and Texas did not subscribe to health insurance for various reasons.
Read more
Obama, McCain and Health Care
September 28, 2008
Some people get health insurance from their jobs. Some people don’t. It is not uncommon for one spouse to have health insurance from their jobs and another spouse not to get health insurance. Sometimes there is just a lack of affordability for health insurance.
Buying health insurance for oneself may not give you all the benefits you want and you will be penalized for poor health. The crisis in the financial industry has taken center stage on media. However the health care problem is more deep rooted and many families are having to deal with it.
Of Alabamians, one in five working age adults lack health insurance. One in five is also eligible for Medicaid. This coverage is likely to consume 31 percent of the general fund budget. Alabama has the highest stroke risk, second highest obesity rate and third highest infant mortality rate.
Read more
What About Insurance For Your Pet?
September 28, 2008
I have a family of five, mom, wife, two lovely kids…three actually. One is a dog. It is funny how pets become part of the human family so soon after they join you. When I come home, my dog greets me like he hasn’t seen me in years. Sometimes I think he loves me more than anyone else in this world. We do a lot for our pets just like they make us feel so much better about ourselves.
Sometimes it becomes necessary to take the pet to a veterinarian. This is where pet insurance comes in. It is essential to own pet insurance if you want to keep your pets healthy and happy. Since the first policy in 1982, pet insurance has become more widespread. Many people don’t see value in purchasing pet insurance, and many do. With a rise in veterinary cost more people started taking pet health insurance and the result is it’s great popularity today.
Read more
Should Health Insurance Be Deregulated?
September 21, 2008
According to McCain, health insurance should be deregulated just like Wall Street. He compares the benefits the banking sector received by deregulation with the benefits that might come to the health insurance sector if it were deregulated too. According to him opening up this market to vigorous competition nationwide will give more innovative products to the consumer. Also, state based regulation would not burden this sector.
His enthusiasm about the deregulated banking sector seems to reflect in his desire to make health care as good as the financial system. This comes at a time when the Lehman Brothers have gone bankrupt. So the timing of his statement is not the best there could be. Meanwhile one of his advisors had earlier said that there were no uninsured Americans. They are certainly out of touch with reality. Read more
Issue With Health Insurance
September 20, 2008
Florida is seeing people who are influential in the health insurance domain who are there to find a solution to a critical problem facing Americans today – health care which is ailing itself in the country. This election season, health insurance is of primary importance to both voters and the voted. America’s Health Care At Risk : Finding A Cure is a bipartisan and lively discussion on the issue.
In Florida, nearly 25 percent of the population is not insured. Here this two day event is being held at the Orlando International Airport Hyatt Regency. James R Bean, MD is speaking here. He is a practicing neuro surgeon. The health care debate is often just about health insurance and it’s astronomical cost. Also the talk on this subject is about insuring everyone. Although this is important, there are many things that matter here.
The Young May Be Hardest Hit
September 13, 2008
The campaign to provide guaranteed health coverage that is affordable seems unreal. Barack Obama’s campaign does not take into account illness or condition. According to Obama’s proposal a National Health Insurance Exchange would exist. This would be like a shopping mall run by the government – for health insurance. Prices would be negotiated with private insurers by this NHIE. A government run Medicare like plan would also be offered.
Participating companies could not turn someone away due to their medical conditions. These conditions would also not result in a higher premium. This concept is not a new one. However where it has been tried, it has run into trouble. After insurers left Kentucky and South Dakota have had to drop their guarantee. Where this coverage continues, young healthy people have to pay a high premium.
Health Care Realities
September 7, 2008
Almost one in seven Americans lack health insurance. Most Americans regard this as moral stain. Some senators regard health care as a right. There needs to be universal insurance in this opinion. It doesn’t matter who wins the elections, health care needs to be up there on the priority list.
The main issue is not improving coverage, but controlling costs. In 1960 one in every twenty dollars spent in the US economy was on health care. Now that figure is one in every six dollars spent. By 2025 that could be one in every four dollars. Imagine a quarter of the US economy devoted to health care.
Lack of Insurance Leaves Statues Naked
September 6, 2008
Blue Shield of California is illustrating the vulnerability of lack of insurance in a unique manner. People feel like they are missing something important when they don’t have insurance and Blue Shield of California is depicting this by putting up naked statues. The bronze statues will soon be unveiled in an effort to bring to light the plight of almost 7 million Californians who do not have health insurance.
The statues numbering about 100 will be seen striking pensive poses in South California in shopping centers. A fig leaf will cover up some parts of the statues, most likely. Although the statues will make some people uncomfortable, that is perhaps the objective according to CEO Bruce Bodaken who reminds us of the 800,000 children in California without health insurance.
Massachusetts shows the way
August 31, 2008
The Massachusetts health program seems to be showing its success. The ranks of the uninsured have dropped and now Massachusetts has the lowest rate of uninsured people in the nation. People going to emergency rooms for care has fallen in the state as well. Due to the popularity of the program, the state has had to look out for newer revenue sources. The way the program has shown success over the first 21 months makes it seem like this plan could become a universal health care model.
