The Health Insurance Burden
October 25, 2008
In Georgia, health insurance, weighs heavily on families. The cost of family health insurance has grown seven times faster then median earnings. This is the input from a new study. Families USA says that the Georgia spread of premiums to paychecks is higher than the national average. The report said that health care costs took a larger amount of the family budget now.
Combined premium of employer and families rose 72.5 percent and median earnings rose only 10.4 percent. The employees share of premium rose 85 percent. Median earnings rose from $25,525 to $28178 in the period from 2000 to 2007. Although premium increases did not rise much more than other states, worker pay rose less than other states creating this situation.
Read more
The Dope On Digital Insurance.
October 18, 2008
Digitalinsurance.com is the fastest growing employee benefits agency in the small group insurance market. Recently seasoned veterans have joined it’s team. They are now optimized geographically. They have the best talent in the five regions. That means their aggressive growth is likely to continue and they can grow in a win-win manner.
O’Keefe is veep for the Northeast. Talcott will handle western and Melanson will handle North Central. 16000 small groups are managed by Digital Insurance with more that 35000 employees around the country. Brokers, agents and financial services companies are partners who manage and acquire customers.
Read more
Finding The Best Private Health Insurance
October 17, 2008
46 million Americans don’t have health insurance. Now with many Americans losing jobs, even more are joining this number. This leads you to private medical insurance. It is a complex world out there. To make things easier you could type in ehealthinsurance.com in your browser. Then enter your age and Zip code in the site. This will give you a number of health insurance options. Your age, health and income will help you narrow this down. Your monthly income could be anywhere between $100 and $1000.
It is important to get your health insurance package right…making that decision is a very important one. Getting health insurance privately is much more expensive than getting it through your employer. Your insurance company sets an upper limit to the covered amount. Skimpy and less secure insurance is the order of the day.
Read more
Health Insurance: Voters Demand Answers
October 12, 2008
Nowadays people have to work even during retirement just to take care of health insurance and health care costs. People have to buy private coverage till Medicare accepts them. Seniors often have insurance bills of about $1000 per month. This includes dental insurance and long term care insurance. Without working two part time jobs, perhaps you would not be able to afford insurance.
According to many Americans, health care will be a top priority when casting their ballot. Although socialized medicine is not what they want a system that allows all Americans health care is desired.
Read more
US Health Insurance Data
October 12, 2008
According to a recent report released by the US Census Bureau only one person in every six people in the US who was below the age of 65 lived without health insurance in 2005. Data was collated across all states and took into account all ages, incomes and was for both men and women. The report data was collated by SAHIE (Small Area Health Insurance Estimates). This organization is the only source for such data.
With the help of this data, analysts as well as policy makers can frame health insurance policy in a manner that will impart health insurance to the maximum number of people. About one fourth of New Mexicans and people from Florida and Texas did not subscribe to health insurance for various reasons.
Read more
Kennedy’s Win In Mental Health Parity Law
October 5, 2008
A part of the Wall Street bailout bill is a great relief for the 113 mn Americans who are affected with mental illness. There is a provision here which makes it mandatory for health insurance companies not to discriminate against patients who suffer from psychological and behavioural disorders.
This has been hailed as a great victory for civil rights by a leading mental health advocacy group. Senator Edward M Kennedy (Massachusetts) and Patrick Kennedy (Rhode Island) have struggled for 10 years to pass this bill and ensure equal treatment for mental illness in the weighing scale of the American health care system.
