Health Insurance Scams on the Increase
November 28, 2007
Many individuals search for affordable health insurance nowadays. Of these many are falling victims to scams of late. According to reports, more than 200,000 US residents and small businesses have purchased health care plans which are fraudulent. This has resulted in many medical claims being rejected amounting to hundreds of millions of dollars.
Fake Medicare prescription drug plans and fake Medicare Advantage policies are being sold to people, specially seniors. Also information garnered from such sales calls is being used for identity theft. One way these scams are being spread around is through unsolicited faxes.
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Finding Affordable Health Insurance Easily
November 26, 2007
eHealthInsurance.com was the place to find health insurance online, easily, for a long period of time. This website lets you easily search policies online and compare them on various parameters including premium, deductibles, co-payments and more. This led to the website winning a number of awards as well.
Individuals and small businesses can find health coverage for short term needs as well as individual health savings accounts on this site. After the process is completed online, you can take the help of independent counsellors to understand more about what you need. eHealthInsurance features these counsellors who are a big help.
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Boston Area Employers to Soon Pay Over $10,000 For Health Insurance
November 20, 2007
Mercer has reported that the average cost of providing health insurance to Boston area employees is soon to top $10,000. The cost was arrived at after averaging single employee and family plan health insurance. Mercer is a consulting firm that specializes in health plans. In spite of efforts by employers, hospitals and insurance companies to control health insurance costs, they are rising faster than the inflation rate.
Though the coverage of health insurance is good in Massachusetts, cost control has not been so successful. In firms with more than 500 employees health care costs have increased slower than the national average. Average increases for health care plans have been about 10 percent. This is likely to be sustained in 2008.
The lower increase in the large Massachusetts business health care costs could mean that employers are now relying on contributions and other cost shifting methods.
Other findings of the survey include a steady erosion in the US healthcare system which relies on employers to provide health insurance. Five years ago 66 percent of companies with fewer than 200 employees offered health coverage. This year that figure is down to only 61 percent.
Health Insurance - Prevention Is Better Than Cure
November 15, 2007
Health care which is a hot topic in presidential poll discussions recieved some expert recommendations. The experts have recommended more organization in the health care system. They recommend a focus on overall health care rather than expensive operations. Basically what they are saying is - Prevention is better than cure.
According to these experts, the ideal health care system would combine federal, state, employer and private efforts towards health care. Everyone in the US must have health insurance.
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Mandatory Health Insurance Laws – Good and Bad
November 13, 2007
So you thought mandatory health insurance was a good thing, right? You will be shocked to know that mandatory health insurance could cost 10% of the jobs at places where it is implemented.
As these laws go employers in at least 12 states would have to pay a fine if they do now mandatorily provide employed health insurance.On the face of it these laws seem favorable to low wage workers and humane as well. However two economists from Cornell University do not agree.
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Health Insurance Politics
November 9, 2007
Health insurance has become the stuff of politics in the US today. Democrats are trying to prove that they are more concerned about kids than their opponents. This approach is getting them nowhere.
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Health Insurance?
November 7, 2007
Dragonfly_Kisses asked:
I am asking this question for a friend of mine. I already have insurance.
My friend took a pregnancy test and was surprised when it came out pos. Anyway, she doesn’t have health insurance so she hasn’t made a doctors appointment yet. Were she lives there is a family planning and I told her to call them and go to them. I do know they have a health insurance you can get through them and what not. But I want to find a few different insurances she can look into and find the one that best fits her and her boyfriend’s needs. I have heard of some people on here talking about an insurance that can’t turn you down if you are pregnant. So I was hoping you all could help me and give me the names of insurances and hopefully a website that she could check out. Thank you for your time.
Thank you medicaid is the one I was thinking about but didn’t know the name of it. She is going to call family planning on monday. She is also going to ask them about it. Again thank you all.
